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Community Replies:
Upsolve Community Member
Hi Jennifer! It is not difficult to buy a car but your word "decent" is key because it won't be at a decent interest rate right away. Have you received any junk mail from car dealers in your mailbox since filing? Your budget is up to you. I drive an 11-year-old Prius. I paid cash for it. Maybe for you, a decade-old car is not "decent" :-). Here is an article from the Upsolve Learning Center that might help you: https://upsolve.org/learn/can-i-buy-a-car-after-bankruptcy/ Good luck! :-)
Upsolve Community Member
When I filed bankruptcy I received a ton of mail regarding help with auto loans and not to reaffirm. It is totally up to you but like Mark said the interest rate will be uninviting.
Upsolve Community Member
Usually, no! That doesn't mean it's your best financial decision though. You'll probably want to carefully evaluate your options to make sure you're getting a good deal