"Can You Dispute Student Loans" Discussion

Upsolve Community Member
Your credit report is a great starting place, but not everything shows up. 

Upsolve Community Member
Here's an article about some https://upsolve.org/learn/do-not-remember-creditors-owed-chapter-seven-bankruptcy/. Hope it helps!

Upsolve Community Member
Crystal, as part of my rebuilding process, I made sure I signed up for FREE accounts at EACH credit bureau: Experian (which has the "Boost" program). Equifax, and Transunion. You are able to go in and dispute anything that is not correct on these reports and while one bureau may have something listed, another may not. Errors happen. Good luck! :-)

Upsolve Community Member
I have been targeted by both companies but I am not in NY.  I am in AR.  Midland is trying to garnish bank account and wages with employer.  When Midland claims my account was sold the account was in good standing.  I made payments to the CC company after the account was allegedly sold according to their claims.  I have a recorded conversation showing a payment I made was in dispute due to the CCC applying my payment to the wrong month.  Any other people you can put me in contact with who are doing the same in my area would be appreciated.

Upsolve Community Member
Many times the court will provide the filer with dates for making installment payments towards the filing fee if the waiver is denied, but that's not a guarantee. 

Upsolve Community Member
Thanks for asking! This might help! https://upsolve.org/learn/fee-waiver-application/

Upsolve Community Member
Or this one! https://upsolve.org/learn/how-to-get-fee-waiver/

Upsolve Community Member
Mohammed, great question! There's a few ways to do this, all outlined in this article! https://upsolve.org/learn/remove-hard-inquiries-from-credit-report/ 

Upsolve Community Member
You can dispute hard inquiries with the credit reporting bureaus. If two years pass, hard inquiries will no longer be reported on the credit score. Hope that helps! Please let us know if you have any other questions! 

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Justina, so sorry to hear this! How awful 

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What's the false information? 

Upsolve Community Member
 http://southernnevada.app.bbb.org/complaint/view/90211351/c/838e7c. 

Upsolve Community Member
Hm, this seems complicated- one option might be to dispute incorrect information with the credit reporting agency. This article explains how- https://upsolve.org/learn/credit-dispute-letter/

Upsolve Community Member
Justina, you could also talk to a tenant rights attorney or a consumer protection attorney. This article has info on tenant rights attorneys: https://upsolve.org/learn/tenant-rights-lawyer/ and this article has info on consumer protection attorneys: https://upsolve.org/learn/what-is-a-consumer-protection-attorney/