"Arizona Debt Collection Laws" Discussion
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Upsolve Community Member
Unfortunately, even after a vehicle is repossessed, it's still possible to owe money on the vehicle. If there's still a balance after the car is sold, that balance would still generally be owed. You can learn more here: https://upsolve.org/learn/car-repossession-101/
Upsolve Community Member
Upsolve has a number of articles you might find helpful on lawsuits from creditors- this one could be a good place to start: https://upsolve.org/learn/how-to-deal-with-debt-collector-lawsuit/
Upsolve Community Member
It all depends on the deadline to sue under the Arizona https://upsolve.org/learn/statute-of-limitations-debt/.
Upsolve Community Member
Statute of limitations on breah of contract is exactly 6 years so they did this within time limits set in law.